Insurance Group Supervision Regulation

This regulation introduces group-wide supervision for UAE insurance groups, requiring designated parent/holding companies (those controlling 15%+ of the insurance market or deriving over 50% of revenue from insurance) to ensure group-wide compliance, report intragroup transactions and risk concentrations, and provide consolidated audited financials. Note: secondary sources place the circular as dated 1 May 2025 but reported CBUAE as having issued it on 10 October 2025, while the CBUAE Rulebook shows the module taking effect 14 November 2025 (one month after Official Gazette publication) — publication date used here is the best-sourced issuance date.

What firms should do

Yes — insurance groups and designated holding companies must implement group governance, reporting and intragroup-transaction controls

Regulator: Central Bank of the UAE
Type: New Regulation/Standard
Status: Final/In Force
Published: 10 Oct 2025
Takes effect: 14 Nov 2025
Reference: Circular No. 4/2025
Topic: Insurance
Impact: Medium

Read it on the regulator's website

Found automatically on the regulator's website and summarised by AI by Arakan Lexara. Not legal advice; check the official source before relying on it.

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